 |
|
 |
| |
| Current rates at Capstone FCU |
 |
|
|
| Type |
Term |
APR |
Notes |
| Share Secured |
48 Months |
5.40% |
|
| New Automobile, Van, Truck, Motorcycle |
48 to 72 Months |
2.80% to 11.80% |
100% Avg.Blue Book Financing FICO 775+ & 80% Financing FICO -774 (Includes Vehicle, Tax, License and CU MBI) |
| New Motorhome, Travel Trailer |
60 to 180 Months |
6.90% to 15.24% |
90% Financing FICO 775+ & 80% Financing FICO -774 |
| Used Motorhome, Travel Trailer |
60 to 180 Months |
7.20% to 15.20% |
90% Financing |
| New Boat |
60 to 180 Months |
7.20% to 15.24% |
90%Financing FICO 775+ & 80% Financing FICO -774 |
| Used Automobile, Van, Truck |
48 to 60 Months |
2.80% to 11.30% |
100% Avg.Blue Book Financing FICO 775+ & KBB Retail Value Financing FICO -774 |
| Signature |
36 to 48 Months |
10.20% to 17.20% |
Up to $15,000 |
| Visa Classic |
N/A |
12.80% |
Up to $5,000 |
| Visa Gold |
N/A |
10.80% |
Up to $12,500 |
| Visa Secured |
N/A |
12.80% |
Up to $5,000 |
| Note: Rate range. |
|
|
Rates are quoted in a range and based on a variety of factors, |
| Floor Rate |
|
|
The floor rate on all loans is between 3.50% APR and 10.20%APR. Promotional loans are exempt from this floor limit. |
| New Motorcycle |
48 to 60 Months |
2.80% to 11.80% |
100% Financing FICO 775+ & 80% Financing FICO -774 |
| Used Motorcycle |
48 to 60 Months |
2.80% to 11.30% |
100% Financing FICO 775+ & 80% Financing FICO -774 |
| Used Boat |
60 to 180 Months |
7.20% to 15.20% |
90% Financing |
| Share Accounts |
APR |
APY |
Notes |
| Regular Shares (Savings) |
0.05% |
0.05% |
Minimum = $25 |
| Kirby Kangaroo Club (Kids Savings) |
0.05% |
0.05% |
Minimum = $1. |
| CU Succeed (Teen Savings) |
0.05% |
0.05% |
Minimum = $1. |
| Christmas Club |
0.05% |
0.05% |
Minimum = $1. |
| Money Market-Tier I |
0.20% |
0.20% |
Minimum = $2,000 |
| Money Market-Tier II |
0.25% |
0.25% |
Minimum = $20,000 |
| Money Market-Tier III |
0.30% |
0.30% |
Minimum = $75,000 |
| IRA Shares |
0.05% |
0.05% |
|
| Regular ShareDraft |
0.000% |
0.000 |
Minimum=$1. |
| Share Accounts |
APR |
APY |
Notes |
| 90 to 179 Days |
0.35% |
0.35% |
Minimum = $1,000 |
| 180 to 364 Days |
0.40% |
0.40 |
Minimum = $1,000 |
| 1 Year |
0.45% |
0.45% |
Minimum = $1,000 |
| 1.5 Years |
0.55% |
0.55% |
Minimum = $1,000 |
| 2 Years |
0.65% |
0.65% |
Minimum = $1,000 |
| 2.5 Years |
0.75% |
0.75% |
Minimum = $1,000 |
| 3 Years |
0.85% |
0.85% |
Minimum = $1,000 |
| 4 Years |
1.00% |
1.00% |
Minimum = $1,000 |
| 5 Years |
1.15% |
1.15% |
Minimum = $1,000 |
|
| |
|
|
|
|
 |
|
 |
