CONVENIENCE SERVICES

At Capstone FCU, we strive to stay ahead of the curve to provide cutting edge products and services to our members. One way we accomplish this is by providing easy access to the items that make managing finances much easier.

MasterMoney Debit Card
Take convenience to new heights with the Capstone FCU MasterMoney Debit Card that works as a Debit card or an ATM card, depending on how you use it. The Capstone FCU MasterMoney Debit Card can be used at any ATM or retail location displaying the MasterCard symbol. You can monitor the daily transactions in your checking account through Online Banking. To download an application for a MasterMoney Debit Card, click here.

Online 24
Use Online 24, Capstone FCU's 24-hour bank-by-phone system to gain access to your accounts anytime anywhere you like 24-hours a day, 7 days a week via a touch-tone phone. Just dial (800) 854-7125, option 1, enter your account number and pre-selected PIN to transfer funds between accounts, check account balances, verify transactions or request check withdrawals.

Home Financial Services
Our Internet home banking system, Home Financial Services, provides you with the leading technology that makes managing your finances a lot easier. View transactions, obtain current loan information, transfer funds between accounts as well as make loan payments safely and securely from your personal computer. Click here to access.

Online Bill Pay
Capstone FCU 's convenient Online Bill Pay provides you with instant accessibility to your accounts with the quickest, most secure way to pay bills from your checking account. For more information or to sign up for Online Bill Pay, click here.

Direct Deposit
Take advantage of Direct Deposit and have peace of mind knowing your payroll payment, Social Security or pension check is safely in your Capstone FCU checking or savings account. Each deposit will appear individually on your monthly statement and you can also keep track of the deposits in your account through Online Banking. To add this service to your account, please contact your employer's payroll department.

Payroll Deduction
Improve the stability in your financial life by allocating a portion of your paycheck to your savings account. You can even use this service to make monthly payments on your outstanding loan balances. To sign up for this service please contact your employer's payroll department.

Overdraft Protection
You can add overdraft protection to either your Share (checking) account or Money Market account. You'll never bounce checks or lose money through overdraft fees again. It's an effective way to gain peace of mind. To add overdraft protection to your account, click here.