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What's New at Capstone FCU
   

The Capstone FCU Newsletter is now available on-line.

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Dormant Account Fee
At Capstone FCU, your money is safe and available for use as cash or collateral for a loan, so remember to make regular deposits and maintain your personal information to keep your share account active. Effective May 31, 2011, dormant accounts with no activity will now be charged a monthly $10.00 dormant account fee. And remember, accounts with no activity for three years are classified by the State of California as “abandoned property,” and credit unions are obligated to turn these funds over to the State.

New Open End Loan Dates Changed
Effective September 1st, 2009 all of our open end loan due dates will be changed from your current due date to SEPTEMBER 28,2009. Please update your auto bill pay or records to reflect the new date of 9-28-09. If you have any questions, please contact us at 949-716-5746.

Long Beach New Hours
Effective September 3rd, 2009 we will be in the Long Beach Fluor office on Thursday's only from 9am to 2pm.

Irvine Spectrum Hours
Effective September 2nd,2009 Capstone Federal Credit Union will be at the Spectrum on Wednesday's from 9am to 2pm, and pay day Friday's

New Loan Administrative Fee
All New and Used Car loans are subject to a $10.00 administrative fee.

Fleet Deals on Acura, Mazda, or Dodge
In the market for an Acura, Mazda, or Dodge? Then contact Roger Viers (Fleet Manager) with Cerritos Acura. (800) 704-2756 or (562) 402-5281.

Travelling Outside the US?
If you are planning to travel outside the U.S. for work or vacation and will be using your Visa or Debit MasterCard please contact us before you leave. Transactions occuring outside the U.S. may require positive verification. If we cannot reach you the card may be blocked. 800-854-7125

Email from NCUA
Some of our members have reported receiving an email from our regulator, the National Credit Union Administration (NCUA), requesting personal information. The email subject is 'Notification from NCUA.' Delete this email immediately. Your credit union and it's regulator, NCUA, do not send unsolicited general emails requesting your personal information. We have this information and will never ask for it via email.

Overdraft Advance
Starting February 13, 2007 we will begin providing you with a special program called "Overdraft Advance" for members 18 years and older with a personal share draft account open for at least 90 days. Overdraft Advance provides protection in the event you overdraw your account up to $500. By paying your overdraft this way, you will eliminate the extra expense and potential embarrassment of having a share draft returned. Overdraft Advance is a non-contractual agreement that requires no action on your part. This service is available to all members unless they opt out. If you do not wish to have this service, complete and sign the Option to Waive included with your statement. If you would like a copy of this waiver please contact the credit union.

Volunteer Opportunities
Capstone Federal CU is currently looking for volunteers to serve on our various committees. This is an opportunity for members to gain a better understanding of financial cooperatives and contribute to an organization that has served its members for over 50 years. Please contact Armando at the credit union for additional information at armando.vega@capstonefcu.coop or call (949) 716-5764.

   
 
 
       

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