At Capstone FCU our loan products have been designed to offer our members a wide range of options in service and accessibility. We are committed to providing a unique hassle-free financial experience to our membership by offering secure online loan applications available 24-hours a day, 7 days a week.

Capstone FCU offers innovative loans for 100% financing up to 7 years on new autos and up to 100% financing of Retail Blue Book value for up to 6 years for used autos. Lower your monthly auto payments through REFINANCING an existing auto loan or lease from another financial institution with Capstone FCU. We also offer MOTORCYCLE, MOTORHOME, BOAT and TRAVEL TRAILER loans with financing available up to 80% of the purchase price. Apply online today.

Puzzled by 0% Financing? Click here to get the facts.

Share Secured
Shore up your finances with a Capstone FCU share secured loan. This low interest rate loan is secured 100% by the funds in your savings account or certificates of deposit. We offer terms up to 48 months and it is an excellent way to establish or repair your credit history. Apply online today.

Reinforce your finances through debt consolidation with the Capstone FCU Signature Loan. You'll gain financial stability from a fixed interest rate up to 48 months on a loan amount minimum of $500 to a maximum of $15,000. Apply online today.

► Click here for the latest rates.

Put the winning card in your hands! Nothing says "success" like the Capstone Visa Card (credit line up to $15,00.00). Our cards have a low fixed rate, Low or NO annual fees and a 25-day grace period on purchases. Apply online today.

The Home Equity
If you’re looking to make improvements to your home, pay unexpected expenses or consolidate high-interest-rate debt, getting a home equity loan* might be the route for you. This type of loan can offer funds for anything you want — you don’t just have to use the money for home-related expenses. But, before you go out and apply, make sure you read these important home equity loan facts and tips! Need more information, Loan Facts that You Need to Know.

The Smart Option Student Loan ® for Capstone Federal Credit Union
by Sallie Mae ®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, please get started here

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here

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