Whats New

Capstone FCU is now a Community Credit Union

We have changed our charter to community.  We have incorporated 51 census tracts that are eligible for membership.  This opens our field of membership to over 260,000 persons allowed to join Capstone FCU. 

Please go to our banner about FAQ’s on why and how to find if you are eligible to join us today!

CO-OP Shared Branching is here!!

Check out our banner on our home page.  Find out what’s new!  Learn how you can access your account at a convenient location near you!  go to www.co-opsharedbranch.org to find out more!

RDC = Remote Deposit Capture IT IS HERE!

Your checking deposits just got easier!  Use our Touch Banking app to make free Deposits to your checking account.  Save a trip to the branch or ATM. TRY IT!  Download our app on the App Store or Google Play.  Search for Capstone FCU and download today!

Certified Financial Planner!!!

1st Financial Planning Group!! Call Michael for a complimentary consultation at 888-51-FIRST (888-513-4778). He is available to meet with you at the Capstone Federal Credit Union office.

0.00% Intro rate on Visa Cards

Strengthen your Financial Foundation The Visa Card 0% introductory APR* for 12 months.

Volunteer Opportunities

Capstone Federal CU is currently looking for volunteers to serve on our various committees. This is an opportunity for members to gain a better understanding of financial cooperatives and contribute to an organization that has served its members for over 50 years. Please contact Candice at the credit union for additional information at candice.landeros@capstonefcu.coop or call (949) 716-5754.

Dormant Account Fee

At Capstone FCU, your money is safe and available for use as cash or collateral for a loan, so remember to make regular deposits and maintain your personal information to keep your share account active. Effective May 31, 2011, dormant accounts with no activity will now be charged a monthly $10.00 dormant account fee. And remember, accounts with no activity for three years are classified by the State of California as abandoned property, and credit unions are obligated to turn these funds over to the State you reside in.

New Loan Administrative Fee

All New and Used Car loans are subject to a $10.00 administrative fee.

Travelling Outside the US?

If you are planning to travel outside the U.S. for work or vacation and will be using your Visa or Debit MasterCard please contact us before you leave. Transactions occuring outside the U.S. may require positive verification. If we cannot reach you the card may be blocked. 800-854-7125.  You can download CardValet and manage your card(s).  Go to your app store and look for CardValet

Email from NCUA

Some of our members have reported receiving an email from our regulator, the National Credit Union Administration (NCUA), requesting personal information. The email subject is ‘Notification from NCUA.’ Delete this email immediately. Your credit union and it’s regulator, NCUA, do not send unsolicited general emails requesting your personal information. We have this information and will never ask for it via email.

REMINDER THAT YOUR OLD LOGIN CREDENTIALS WILL NOT WORK ANYMORE - CLICK THE BUTTON TO ENROLL AS A FIRST TIME USER, INPUT YOUR ACCOUNT NUMBER AND THEN YOUR SSN. YOU WILL THEN BE GUIDED THROUGH THE SETUP COMPLETION.
Enroll as a First Time User